ICL Fincorp Limited, Thrissur

ICL Fincorp offers competitive gold loan services in Kerala with quick approval and low-interest rates. Secure your financial needs with our trusted gold loan solutions

With the support of our customers and employees, we continue to explore more and more avenues to reach and succeed. It has been a satisfying journey for all of us thus far and we look forward to continue our journey by enhancing our services in the years to come.

Our vision is to brand ourselves globally and become the most preferred and trusted financial institution, excelling in the customer service delivery through committed, caring and empowered employees.

ICL Fincorp offers a comprehensive suite of financial products designed to meet the varied needs of individuals, businesses, and investors:

🔹 Gold Loans
ICL Fincorp specializes in secured gold loans, allowing customers to pledge their gold assets to receive quick and convenient funding. These loans are popular for meeting emergency and short-term liquidity needs due to their simple valuation process and competitive interest structures. ICL Fincorp

🔹 Vehicle and Business Loans
The company extends financing solutions such as vehicle loans (including two-wheeler loans) and business loans tailored to both salaried professionals and self-employed individuals. These offerings aim to support personal mobility and entrepreneurial growth. ICL Fincorp

🔹 MSME and Personal Loans
ICL Fincorp also provides MSME loans and personal loans targeting micro, small and medium enterprises along with individual financial requirements — helping bridge credit gaps with flexibility. ICL Fincorp

🔹 Investment Products
Beyond lending, the company offers Exchange-listed Non-Convertible Debentures (NCDs) as an investment option. These fully secured debentures provide fixed interest returns over time and have been assigned a CRISIL BBB-/Stable rating, reflecting a moderate degree of safety with a stable outlook. ICL Fincorp

🔹 Insurance Services
Through partnered programs like ICL Medicare in association with Liberty General Insurance, the firm extends health insurance products designed to provide financial protection during emergencies and health-related expenses.

Vision and Mission
ICL Fincorp’s mission is grounded in delivering trusted financial solutions that uphold strong ethics, customer focus, and market relevance. The company’s vision extends beyond Indian borders — aiming to position itself as a globally recognized, customer-centric financial institution. It strives for long-term relationships with its clients by adapting to evolving economic trends and technological advancements. ICL Fincorp

Innovation and Expansion
With ambitious goals laid out for the future, ICL Fincorp plans to significantly scale its operations. The company aims to reach a business volume of ₹8,500 crores, establish 1,500 branches, and expand its workforce to 8,000 employees by 2030, underlining its commitment to broadening financial inclusion across India. ICL Fincorp